HBHR research 2026

The Payslip Pressure Report

When pay is wrong or late, workers feel it in their bank balance, their sleep and their plans to stay. We asked 2,000 UK employees what happens next, and what employers can do about it.

  • 2,000 UK employees
  • Surveyed February 2026
  • Free PDF

Six chapters, five actions The full report, with takeaways for HR, finance and leadership teams, sent straight to your inbox.

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The headline numbers

When pay goes wrong, the damage spreads fast

Why it matters now

Payroll now sits on the front line

Most UK employees trust their employer to pay them correctly. But when pay goes wrong, the damage spreads fast: into missed bills, borrowing, sleepless nights and decisions about whether to stay.

With HMRC’s phased move to payrolling benefits in kind starting in April 2027, payslips are about to get more complex. This report shows where the risks are and how to get ahead of them.

April 2027

HMRC’s phased move to payrolling benefits in kind begins. More lines on more payslips, and more questions for payroll teams.

What’s inside

Six chapters, from the cost of an error to what to do next

01

The real cost of pay errors

How a mistake on a payslip turns into missed bills, borrowing and lost sleep.

02

Generation payslip

Why Gen Z and millennials are hit hardest, and are most likely to leave.

03

Where the gaps are

The lower earners, women and sectors least informed when their pay changes.

04

Technology and trust

What employees expect from payroll tech, and where it falls short.

05

Getting ready for April 2027

What the benefits in kind changes mean and how to communicate them.

06

Five practical actions

Steps employers can take now, with takeaways for HR, finance and leadership teams.

Who it’s for

For the people who answer for pay

HR directors

Who want to protect employee wellbeing and retention when pay changes land.

Payroll and finance leaders

Who need to get ready for payrolled benefits before April 2027.

CEOs and COOs

Who want pay accuracy to protect wellbeing and retention across the business.

“

Payroll has always been treated as a back office function, but these numbers make it brutally clear that it now sits on the front line of the cost of living crisis.

Callum Pennington CEO and Cofounder, HBHR
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Methodology. Online survey of 2,000 UK employed adults, conducted by OnePoll for HBHR in February 2026, in accordance with the Market Research Society’s code of conduct.